We're a Participating Contractor With Ygrene

Ygrene makes upgrading your HVAC easy and affordable.

When your heater or air conditioning isn’t working, you need relief fast. Ygrene is here to help. With no money down and a quick, simple approval process, you’re well on your way to increasing the comfort and energy efficiency of your home.

Ygrene makes home improvement financing fast, easy, and accessible.

Award-winning Ygrene offers no money down property assessed clean energy (PACE) financing for energy efficiency, renewable energy and hurricane protection improvements, conveniently added to and repaid with your property taxes.¹ A smart alternative to traditional credit-based financing, eligibility is based primarily on property equity - not on your credit score. Rates are fixed and flexible terms up to 30 years are available depending on service area as well as type and estimated useful life of the improvement.

Ygrene Benefits

100% Financing No Money Down
No Payment For Up To 17 Months²
Approval Is Based Primarily On Property Equity
Fixed Rates, Flexible Terms Up To 30 Years³
No Minimum Credit Score Required⁴
Get Approved In 30 Minutes Or Less

¹While PACE programs are enabled by state legislation and must be approved by your local government, Ygrene is not a government program.
²Subject to underwriting guidelines and approval; timing of first payment depends on date of funding, interest accrues after funding.
3Terms of 10, 15 and 20 years are valid in all Ygrene service areas; 25 and 30 year terms are available depending on service area as well as type and estimated useful life of the improvement.
4While Ygrene does not consider your credit score, we will pull your credit during underwriting in order to determine your eligibility.

When does your HVAC need replaced?

There are some tell-tale signs that a new HVAC would help make your house more comfortable and likely help on energy costs, too. Loud or grating sounds coming from your furnace or AC may be signs of a serious malfunction. Frayed or exposed wiring can sometimes be safely repaired, but may also indicate more serious problems. Your current HVAC may be using older refrigerant, like Freon, which is being phased out. Even so, older HVAC systems are less efficient, and more expensive to operate, so it may be worth installing a new system to take advantage of the cost savings in energy efficiency.

How should you prepare for a new HVAC?

With a little work upfront, you can make sure that your new HVAC provides maximum comfort and efficiency. Of course, if your HVAC goes down, particularly during a cold or hot spell, you want the system repaired or replaced immediately. However, if you’re looking to reduce energy costs, a few preliminary steps may be in order before replacing your HVAC system. For example, have all air leaks around windows and doors and roof been sealed? Is there adequate insulation in the attic? If not, you may be paying to heat or cool your entire neighborhood, and that can get expensive.

How do you get the best price on the right system?

All HVACs, and all financing, are not created equal. It’s important than you explore your options for both. Be sure to learn the difference between an EER (energy efficiency rating) and a SEER (seasonal energy efficiency rating), and between a central air system and a mini-split system. Other relevant measurements include AFUE (annual fuel use efficiency) and COP (coefficient of performance). Your contractor can help determine which is best for you based on home size and the local climate.